Financial Planning, Reimagined
You are not financially behind. You may simply be financially under-structured.
Wellthing is a way of building financial structure that helps your body breathe, your life expand, and your money support what matters most.
No judgment. Just adjustment.
A Note From Yumi
Twenty years in accounting. A detour into yoga and myofascial therapy.
And a simple realization: financial security and meaningful work were never supposed to be separate.
Now I help people build both.
— Yumi Urata
Licensed Financial Strategist · Myofascial Release Specialist · Yoga Instructor
The 2AM Questions
The questions that return at 2am are trying to tell you something.
- “Will I have enough?”
- “What if I get sick and I cannot work?”
- “What about my kids — their education, their future, what I want to be able to give them?”
- “I am doing everything right. Why does it still feel like something is missing?”
- “I have accounts. I have savings. I have an advisor. I think I am fine. Am I fine?”
- “I am so tired. But I cannot stop. Because stopping is not an option.”
If any of that sounds familiar, you are not doing it wrong. You may simply be building without a complete blueprint.
What Is Wellthing
Body. Life. Money. They are never separate.
Wellthing is built on the belief that money does not live only in spreadsheets. It lives in your body, your choices, your work, your family, your future, and the life you are trying to build.
Body
Money stress may show up in your breath, shoulders, jaw, stomach, sleep, and nervous system.
Life
Your financial structure should support the life you are actually building.
Money
The pieces need to work together so your foundation can hold more than hope.
The Wellthing Foundation Path
A calm, guided way to build the structure underneath.
You do not need to fix everything at once. The path moves in order — noticing first, then understanding, then building.
- 01
Name the Life
What are you actually building?
- 02
Notice the Pattern
Where is money stress showing up in your body, choices, or late-night questions?
- 03
Look Beneath the Pieces
Accounts are containers. Structure is how they work together.
- 04
Build the Support
Create conditions that can support the life you are trying to grow.
Pieces vs. Structure
Pieces are not the same as structure.
An account is a container. A structure is how the containers work together to support your life.
You may have retirement accounts, savings, investments, insurance, debt payments, an advisor, or a strategy that looks fine from the outside. Those can all be useful. But useful pieces are not the same as a complete structure.
- What is protected?
- What is exposed?
- What is growing?
- What is accessible?
- What is not working together yet?
Choose Your First Step
Three calm ways to begin.
There is no wrong entry point. Start where it feels easiest today.
Take the Mini Assessment
Seven grounding questions and a reflection result to help you notice where you are with money right now.
Explore the Blueprint
A guided journey to understand what you are building, what matters most, and what foundation will actually support it.
Book a Free Reset Conversation
A free 30-minute conversation with Yumi. We will not start with products. We will start with you.
Meet Yumi
Meet Yumi Urata
Licensed Financial Strategist · Myofascial Release Specialist · Yoga Instructor
I spent twenty years in accounting. I had the income. I had the title. I had the 401(k).
And I still felt like something in me was disappearing.
During COVID, I left. I became a yoga teacher, a wellness instructor, and trained in myofascial release.
Then I became a licensed financial strategist — not to go back to what I left, but to build a different kind of bridge: Body. Life. Money.
A First Step
You do not have to keep guessing alone.
Book a free 30-minute Financial Reset Conversation with Yumi. We will not start with products. We will start with you.
Not a pitch. A fitting.